| 引用本文：朱铭来,贾清显.我国老年长期护理需求测算及保障模式选择[J].中国卫生政策研究,2009,2(7):32-38 |
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| 我国老年长期护理需求测算及保障模式选择 |
| 投稿时间：2009-06-19 修订日期：2009-07-01 PDF全文浏览 HTML全文浏览 |
| 朱铭来, 贾清显 |
| 南开大学经济学院 |
| 摘要:随着我国老龄化形势的加剧，老年长期护理需求呈现加速增长趋势，而传统以家庭为单位的免费护理供给渐见困乏，亟需国家调配资源，建立永续经营的长期护理融资体制，以减轻护理需求者及其家庭的经济负担。从宏观角度分析了我国老年长期护理服务的需求趋势，并根据我国老年人口特征及参照美国、德国、日本的护理服务使用标准，测算出未来我国老年长期护理需求数量、总费用开支等指标，并提出我国发展长期护理保险的战略规划。 |
| 关键词:人口老龄化 长期护理需求 长期护理费用 长期护理保险 |
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| The analysis of demand for long term care and its insurance system constructing in China |
| ZHU Ming-lai, JIA Qing-xian |
| School of Economics, Nankai University |
| Abstract:With the rapid increasing of aging population in China, the demand for long term care (LTC) of elderly people is increased quickly, and the traditional care system depending only on family as caregivers can not provide sufficient supply. The government should construct a new LTC economic security system with necessary financial support. In this paper, we explore the demand for LTC in China, calculate the quantity and total expenditures with the information of our aging population by referring to the standards in the U.S., Germany and Japan. We also provide some suggestions on how to develop the LTC insurance in the nearly future. |
| Key words:Aging population, Demand for long term care, Long term care expenditures, Long term care insurance |
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