| 引用本文：赵斌,王永才.农民工医疗保险制度碎片化困境及其破解[J].中国卫生政策研究,2009,2(11):41-46 |
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| 农民工医疗保险制度碎片化困境及其破解 |
| 投稿时间：2009-08-13 修订日期：2009-10-11 PDF全文浏览 HTML全文浏览 |
| 赵斌, 王永才 |
| 中国人民大学医改研究中心 |
| 摘要:农民工问题是我国特有的问题之一，农民工的社会保障问题是我国政府长期关注的重点问题，其重要组成部分——医疗保障问题既是亟待解决的问题，也是难以解决的原因。从制度安排看，农民工有多种制度可以参加，似乎不应有医疗保障方面的问题，但在现实中由于农民工和政策设计等方面的问题，农民工医疗保障问题往往遭遇困境。本文从总结我国现行覆盖农民工的多项医疗保险制度出发，分析碎片化的农民工医疗保险制度为农民工就医带来的问题，了解问题的原因，并提出相应的解决方案。 |
| 关键词:农民工 医疗保险 碎片化 |
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| The fragmentation of health insurance system for migrant workers and its solution |
| ZHAO Bin, WANG Yong-cai |
| Health Reform and Development Center, Renmin University of China |
| Abstract:Since reform and opening up, the special phenomenon of medical security for migrant workers has appeared in China. Such existence has gained great concerns from the government. The most important element of such problems is the weakness of health insurance for migrant workers., which is also the most difficult matter to be solved. Although it seems that migrant workers could participate various schemes of health insurance in accordance with the institutional arrangements. However, it is hard to be covered and benefit from the various schemes when they confront with illness risks. Firstly, this paper gives a summary of multiterm health insurance which covers the migrant workers now. Secondly, it tries to analyze the issue which is triggered by fragmentation of health insurance system for the migrant workers. Finally, it attempts to find out the reason of such phenomenon and provides solutions to cease the problem. |
| Key words:Migrant workers, Health insurance, Fragmentation |
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