| 引用本文：罗维,宗文红,田国栋.部分国家商业健康保险发展的特点及对我国的启示[J].中国卫生政策研究,2012,5(1):46-50 |
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| 部分国家商业健康保险发展的特点及对我国的启示 |
| 投稿时间：2011-11-14 修订日期：2011-12-27 PDF全文浏览 HTML全文浏览 |
| 罗维1, 宗文红2, 田国栋2 |
| 1.上海市闸北区临汾街道社区卫生服务中心;2.上海市闸北区卫生科技与信息中心 |
| 摘要:商业健康保险的发展对于完善医疗保障体系有重要作用。通过介绍澳大利亚商业健康保险发展的政策扶持和法律体系建设、德国的专业化经营和多层次产品、美国管理式医疗和健康管理模式的特点，并总结经验，提出完善我国商业健康保险发展的建议：加大政策扶持力度，推进完善法律法规建设；建立合作衔接机制，推动促进专业化经营；加强医疗资源网络建设，创新健康管理模式。 |
| 关键词:商业健康保险 政策支持 专业化经营 健康管理 |
| 基金项目:2010年度上海市卫生政策研究项目（2010HP013） |
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| Characteristics and enlightenment of private health insurance development in certain countries |
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| Abstract:The development of private health insurance plays an important role in promoting healthcare system. The policy support experience and legislation system establishment about private health insurance development in Australia, the specialized operation and multi level products in Germany, and the characteristics of managed care and health management in America were introduced and summarized in this paper. Then, suggestions of promoting private health insurance development in China were provided as follows. 1) Strengthen policy support to promote legislation system establishment; 2) Establish cooperation and supplementary mechanism to encourage specialized operation, explore health management model and innovate cooperation with social health insurance, and 3) Enhance the establishment of medical resource network to innovate health management model. |
| Key words:Private health insurance Policy support Specialized operation Health management |
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