| 引用本文：谭睿.长期护理保险筹资:德日韩经验与中国实践[J].中国卫生政策研究,2017,10(8):7-12 |
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| 长期护理保险筹资:德日韩经验与中国实践 |
| 投稿时间：2017-03-08 修订日期：2017-05-17 PDF全文浏览 HTML全文浏览 |
| 谭睿 |
| 重庆三峡医药高等专科学校 重庆 404120 |
| 摘要:通过对德日韩长期护理保险筹资模式、渠道、责任分担和筹资水平的比较发现，三国筹资政策符合本国国情与制度传统，实行多渠道独立筹资，但三国经验亦表明，筹资责任要各方合理分担，现收现付筹资模式也难以应对人口老龄化的挑战。近年来，我国多地相继开展了长期护理保险实践，从筹资渠道、方式、责任分担和筹资水平四个维度对我国13个地区长期护理保险筹资情况进行比较分析发现，我国长期护理保险筹资存在诸多争议，未来我国长期护理保险筹资还需要从多方面加以完善。 |
| 关键词:长期护理保险 筹资 比较研究 |
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| Financing of long-term care insurance:Experience from Germany, Japan and Korea and Practice in China |
| TAN Rui |
| Chongqing Three Gorges Medical College, Chongqing 404120, China |
| Abstract:Through the comparison of the long-term care insurance financing mode, financing channels, responsibility sharing and financing level of Germany, Japan and Korea, it is found that the three countries' financing policies fit the national conditions and institutional traditions and realize multi-channel independent financing. The responsibility to raise funds to the parties to a reasonable share, cash is now pay financing model is also difficult to cope with the challenges of the aging population. In recent years, China has carried out long-term care insurance practice, from the financing mode, financing channels, responsibility sharing and financing level to share the four dimensions of China's 13 areas of long-term care insurance financing comparative analysis and found that for China's long-term care insurance financing there are many Controversy. The future of China's long-term care insurance financing also need to be improved from many aspects. |
| Key words:Long-term care insurance Financing Compare research |
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