| 引用本文：曹阳, 陈洁, 连慧莹, 柳鹏程.我国长期照护保险需求影响因素分析——基于江苏省的实证研究[J].中国卫生政策研究,2018,11(4):19-23 |
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| 我国长期照护保险需求影响因素分析——基于江苏省的实证研究 |
| 投稿时间：2017-10-20 修订日期：2017-12-21 PDF全文浏览 HTML全文浏览 |
| 曹阳, 陈洁, 连慧莹, 柳鹏程 |
| 中国药科大学国际医药商学院 江苏南京 210000 |
| 摘要:目的：对我国长期照护保险需求的影响因素进行探究，为我国建立完善长期照护保险制度提供参考。方法：以江苏省调研数据为例，采用因子分析、多元回归和Logistic回归等计量方法进行分析。结果：（1）从主观态度角度来看，护理费用、家属支付能力、保险观念、护理需求和慢性病认知均与长期照护保险需求存在正相关关系，并且影响显著；（2）从人口统计学角度来看，文化程度高的居民购买长期照护保险的意愿更高。结论：我国应充分考虑长期照护保险需求的影响因素，提高城乡居民收入，加大宣传力度，鼓励护理机构多层次发展，构建以政府为主导的长期照护服务体系。 |
| 关键词:长期照护保险 需求 失能老人 老龄化 |
| 基金项目:江苏高校哲学社会科学基金项目（2017SJB0060）；江苏省研究生创新工程研究生科研计划（KYCX17_0737） |
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| The influencing factors of long-term care insurance demand in China: An empirical study based on Jiangsu Province |
| CAO Yang, CHEN Jie, LIAN Hui-ying, LIU Peng-cheng |
| School of International Pharmaceutical Business, China Pharmaceutical University, NanJing Jiangsu 210000, China |
| Abstract:Objective:To explore the influencing factors of the long-term care insurance demand in Jiangsu province and provide reference for the establishment and improvement of a perfect long-term care insurance system in China. Methods:Factor analysis, multiple regression analysis and logistic regression analysis were applied for analyzing the survey data collected from Jiangsu province. Results:(1) From the perspective of subjective attitude factors, nursing expenses, family ability to pay, insurance concepts, nursing needs and chronic disease awareness and long-term care insurance demand are positively correlated, and the impact was significant; (2) From the perspective of demographic factors, residents with a high level of education are more willing to buy long-term care insurance. Conclusions:The Chinese government should take full account of the influencing factors of long-term care insurance demand, improve the income of urban and rural residents, increase promotional activities, and encourage nursing institutions to develop at different levels, and build a government-led long-term care service system. |
| Key words:Long-term care insurance Demand Disabled elderly Aging |
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