| 引用本文：邓茜, 孙力光, 高广颖, 韩优莉, 吴妮娜, 马骋宇, 苏岱.门诊共济背景下职工医保个人账户使用现状和改革意愿[J].中国卫生政策研究,2022,15(10):41-45 |
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| 门诊共济背景下职工医保个人账户使用现状和改革意愿 |
| 投稿时间：2022-08-18 修订日期：2022-09-24 PDF全文浏览 HTML全文浏览 |
| 邓茜1, 孙力光2, 高广颖1, 韩优莉1, 吴妮娜1, 马骋宇1, 苏岱1 |
1. 首都医科大学公共卫生学院 北京 100069;
2. 首都医科大学 北京 100069 |
| 摘要:目的：通过调查北京市城镇职工参保者个人账户的使用情况和改革意愿，为确保职工医保门诊共济保障工作顺利开展提供参考建议。方法：开展问卷调查，采用SPSS 26.0对数据进行描述性分析和卡方检验，根据统计分析结果，获取不同特征调查对象对个人账户改革的看法和建议。结果：北京市个人账户结余远低于全国水平；受访者的年龄、受教育程度、就业状况和慢性病诊断情况在一定程度上影响其对个人账户的使用情况和支付改革意愿。结论：北京市改革个人账户，进行专款专用，得到了绝大多数参保人的认可，建议持续完善相关配套政策措施，保障参保职工的基本权益。 |
| 关键词:职工医保 门诊共济 个人账户 定向使用 |
| 基金项目:北京市社会科学基金决策咨询项目“‘十四五’时期北京医疗保障高质量发展路径研究”(21JCB114) |
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| On current situation and reform intention of employee medical insurance personal account under the background of outpatient co-ordination service |
| DENG Qian1, SUN Li-guang2, GAO Guang-ying1, HAN You-li1, WU Ni-na1, MA Cheng-yu1, SU Dai1 |
1. School of Public Health, Capital Medical University, Beijing 100069, China;
2. Capital Medical University, Beijing 100069, China |
| Abstract:Objective:To provide references and suggestions to employee medical insurance outpatient service project on the basis of a survey on the use of Beijing participants' personal accounts and their attitudes towards reformation. Methods:SPSS 26.0 is used to conduct descriptive analysis and chi-square test on data collected through a questionnaire survey. According to the results of statistical analysis, opinions and suggestions of respondents of different characteristics groups about personal account reform are collected. Results:The balance of personal accounts in Beijing is far below the national average.Age, education level, employment status and chronic disease diagnosis of the interviews affect their use of personal accounts and willingness towards payment reform to some extent.Conclusion:The reform of personal accounts in Beijing has been approved by the vast majority of participants with its commitment of targeted use of the fund, and it is suggested that relevant supporting policies and measures be consistently improved to protect fundamental rights and interests of insured employees. |
| Key words:Employee medical insurance Outpatient co-ordination Personal accounts Targeted use |
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