惠民保评价指标体系构建研究——基于熵权TOPSIS法

刘阳; 郭珉江; 李亚子; 张小娟

引用本文：刘阳,郭珉江,李亚子,等.惠民保评价指标体系构建研究——基于熵权TOPSIS法[J].中国卫生政策研究,2025,18(2):1-7

惠民保评价指标体系构建研究——基于熵权TOPSIS法

投稿时间：2024-12-18 PDF全文浏览 HTML全文浏览

刘阳¹,郭珉江¹,李亚子²,张小娟¹

1.中国医学科学院医学信息研究所北京 100020 ;2.北京协和医学院北京 100730

摘要:目的:构建惠民保评价指标体系,为推动惠民保的稳健可持续发展提供参考。方法:通过文献分析法初步构建评价指标并进行进一步修正和完善,通过熵权TOPSIS法对全国21个省份的评价指标数据齐全的84种惠民保产品进行评价分析。结果:构建的惠民保评价指标体系包含4个一级指标,10个二级指标和28个三级指标。其中一级指标权重从高到低分别为惠民保可持续性(0.335 0)、保障能力(0.235 1)、投保公平性(0.229 9)和保障水平(0.200 0)。评价结果显示排名靠前的产品主要集中在浙江和广东地区。结论:熵权TOPSIS法评价结果适用于惠民保综合评价且具有全面性和科学性,可以用于对惠民保产品运行发展的评价,为进一步开展惠民保科学评价奠定了良好的基础。

关键词:惠民保评价指标体系熵权TOPSIS法

基金项目:国家医疗保障局委托项目

Research on the construction of evaluation index system for Huimin Insurance:Based on entropy weight TOPSIS method

LIU Yang¹, GUO Min-jiang¹, LI Ya-zi², ZHANG Xiao-juan¹

1.Institute of Medical Information, Chinese Academy of Medical Sciences, Beijing 100020, China ;2.Peking Union Medical College, Beijing 100730, China

Abstract:Objective:To build an evaluation index system for Huimin Insurance and provide reference for promoting the steady and sustainable development of Huimin Insurance.Methods:The evaluation indicators were initially constructed through literature analysis method and further revised and improved.The entropy weight TOPSIS method was used to evaluate and analyze 84 Huimin Insurance products with complete evaluation indicator data in 21 provinces across the country.Results:The constructed evaluation index system for Huimin Insurance includes 4 first-level indicators, 10 second-level indicators and 28 third-level indicators.The weights of the first-level indicators, from high to low, are the sustainability indicator of Huimin Insurance (0.335 0), the guarantee ability indicator (0.235 1), the fairness indicator of participation in insurance (0.229 9) and the guarantee level indicator (0.200 0).The evaluation results show that the top ranked products are mainly concentrated in Zhejiang and Guangdong.Conclusion:The evaluation results of the entropy weight TOPSIS method are suitable for the comprehensive evaluation of Huimin Insurance and are comprehensive and scientific.They can be used to evaluate the operation and development of Huimin Insurance products, laying a good foundation for further evaluation of the sustainability of Huimin Insurance.

Key words:Huimin Insurance Evaluation index system Entropy weighted TOPSIS method

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